Website FNB South Africa
While ‘help’ constitutes a core brand value within FNB, we also practice an overall ethos underpinned by the concept of ‘better business; better world’. We believe that by tapping into the innovative culture within FNB, we can provide people with the help they need to change their lives, communities and transform their businesses. Not just for their own benefit, but for the benefit of others.
Are you someone who can:
- Oversee of all activities performed by team representatives serving a client segment of 150 million plus
- Achieve net profit growth for the business
- Drive an increase in average balance of specific portfolio of liabilities
- Manage costs or expenses within approved budget to achieve cost efficiencies
- Manage and grow existing clients and grow portfolio through pro-active portfolio management
- Maximise Business Portfolio, cross sell opportunities and strengthen client relationships
- Maintenance of expert knowledge on specific products, pricing, application procedure, processing and timelines in order to drive and achieve relevant sales targets
- Analyse and understand complex client needs and provide appropriate solutions through deal structuring
- Manage sales lead pipeline and enter all qualified leads into the pipeline and maintain
- Translate strategies into actionable goals and execute relevant projects /initiatives aligned to strategic objectives with specific performance measures and control systems to track progress
- Ensure compliance is adopted in terms of systems and procedures as laid out by FNB
- Take all necessary actions to ensure compliance with relevant statutory, legislative, policy and governance requirements in area of accountability
- Initiate, prepare and present credit proposals to the relevant credit committee to secure credit facilities for clients within the credit policy
- Accumulate information to review work progress that provides input to reporting, decision making and the identification of improvement opportunities
You will be an ideal candidate if you:
- Business Banking Degree (Financial)
- Agric related qualification will be an advantage
- Must have RE5 and recognized qualification by Financial Sector Conduct Authority
- 3-5 years banking experience and judgmental credit, agric experience.
- Person must not be an unrehabilitated insolvent
- In accordance with National Credit Act (NCA) candidates applying for this role will require a credit record check
You will have access to:
- Opportunities to network and collaborate
- A challenging working environment
- Opportunities to innovate
We can be a match if you are:
- Strong sales and client service experience
- Ability to bring in new business and increase acquisition
- Strong credit experience and negotiation skills
- Build and maintain stakeholder relationships experience(any segment)
- Strong collaboration skills
- Exposure to dealing with juristic clients
- Portfolio management experience
